Products, Services & Rates

Mortgage Down Payment Programs

Are you planning to purchase a new home in the near future? Determining the most affordable home financing options for your needs can be confusing and overwhelming especially for a first time home buyer. There are many affordable loan programs available with low down payment requirements. Please contact one of our lenders today for more information.

Down Payment Assistance Solutions

We offer down payment assistance programs to eligible borrowers. Each program has a unique set of qualifications and guidelines and we are always happy to work directly with you to explore these options.

  • Equity Builder Program (EBP) – Federal Home Loan Bank of Boston
    The EBP is a grant program for households earning no more than 80 percent of the area median income, as determined and published annually by the U.S. Department of Housing and Urban Development (HUD). To be eligible for funding, home buyers must complete a mandatory homebuyer counseling program through an approved, experienced home-buyer counseling agency. For program guidelines, please see the current AHP Implementation Plan.

Visit our Online Mortgage Center to apply for a mortgage, see real-time rates and check the status of your loan. Plus, explore our library of resources for information on everything from financing options to what you can expect after closing!

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FDIC Launches Foreclosure Prevention Initiative
The FDIC has launched an initiative to help consumers and the banking industry avoid unnecessary foreclosures and stop foreclosure "rescue" scams that promise false hope to consumers at risk of losing their homes. Read more.