Products, Services & Rates

Checking Account Rates

The deposit rates and Annual Percentage Yields (APYs) may change at the bank's discretion, however, certificates of deposit are fixed for the term. The APY assumes interest will remain on deposit. Fees may reduce earnings.

Effective Date: Sunday, January 22, 2017

Product Minimum Balance to Earn APY Annual Percentage Yield (APY) Interest Rate
Full Solutions Checking1 $.00 to $2,499.99 0.00% 0.00% Open
$2,500 to $24,999.99 0.50% 0.50% Open
$25,000 & more 0.15% 0.15% Open
Flexible Solutions Checking2 $250,000 & more 0.15% 0.15% Open
  $100,000-$249,999.99 0.10% 0.10% Open
  $25,000-$99,999.99 0.05% 0.05% Open
$2,500-$24,999.99 0.05% 0.05% Open
$0.01-$2,499.99 0.00% 0.00% Open

1 Minimum daily balance requirement to earn stated Annual Percentage Yield (APY) is $2,500.00 to $24,999.99. The Full Solutions checking account is a split rate account. Other balances will earn different APYs. Fees could reduce earnings on account. $25 deposit is required to open a Full Solutions checking account. You must receive e-Statements and have at least one direct deposit or recurring, third-party ACH credit each statement cycle to earn interest. ATM fees will be refunded nationwide up to $20 per statement cycle. The $5.00 monthly maintenance fee will be waived for the first statement cycle and thereafter with 15 posted debit card transactions every statement cycle. Free checks are limited to "safety paper" wallet-style checks (see branch for details). Free official checks and money orders are limited to one per day. Free American Express® Travelers Cheques are limited to one signature. Loan offers subject to application and credit approval. Limit one Full Solutions account per customer. 

2 A $25 deposit is required to open a Flexible Solutions checking account. ATM fees will be refunded nationwide up to $20 per statement cycle. The $20 monthly maintenance fee will be waived with a $10,000 average daily balance every statement cycle. Free checks are limited to "safety paper" wallet-style checks (see branch for details). Free official checks and money orders are limited to one per day. Free American Express® Travelers Cheques are limited to one signature. Loan offers subject to application and credit approval.